Debt ManagementGetting a Grip on Your Debt |
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Failure to do good debt management can have dire consequences. But you are not without rights or help. By law, credit repair organizations must give you a copy of the "Consumer Credit File Rights Under State and Federal Law" before you sign a contract. They also must give you a written contract that spells out your rights and obligations. Read these documents before signing the contract. The law contains specific protections for you.
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