Debt ManagementGetting a Grip on Your Debt |
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A debt collector can contact you in person, by mail, by telephone or by telegram. However, you cannot be contacted at inconvenient or unusual times or places. "Convenient" is presumed to be between 8 a.m. and 9 p.m. at your location. You cannot be contacted at work if your employer (i.e. military supervisor or commander) disapproves. If the debt collector knows that an attorney represents you, he cannot contact you directly.
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